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Hourly Rate Time Allocation

Helps the agent weigh time costs, decide what to outsource or skip, and plan toward financial freedom.

Source Download skill
Repository
kangarooking/cangjie-skill
Stars
11,998
Licence
MIT
Files
3 files

What it does

When you are torn about how to spend your time, the agent frames decisions around an deliberately high personal hourly rate: tasks valued below that rate are outsourced, delegated or dropped, while higher-value tasks are kept. It also nudges you to avoid lifestyle inflation as income grows and to think about retirement as not sacrificing today for an imagined tomorrow. The material is a distilled reading of Naval Ravikant's ideas from the book The Almanack of Naval Ravikant, and the skill itself is text guidance only.

Great for

  • People deciding whether a chore, errand or queue is worth outsourcing or paying to skip
  • Anyone feeling busy but unproductive who wants a simple time-value framework
  • People planning how far they are from financial independence

Skip it if

  • Rest, family time or unstructured relaxation, which the skill itself says is not wasted time; using it there may push you to feel guilty about downtime
  • People with tight cash flow, since the advice assumes disposable money for outsourcing and the source acknowledges it is a luxury for low-income people
  • Precise financial or legal planning, because it gives heuristics drawn from one book rather than personalised analysis

Try asking

  • “Is it worth spending 2 hours in a queue to save 50 yuan?”
  • “I'm busy every day but produce nothing. How should I allocate my time?”
  • “Should I hire an assistant or outsource this task?”
  • “How far am I from being able to stop working for money?”
Step-by-step guide: how to use Hourly Rate Time AllocationInstall, first run, examples, tips and FAQs

Install in 3 steps

  1. 1

    Download the skill

    The ZIP contains the 3 original files, the MIT licence and an attribution note.

    hourly-rate-time.zip
  2. 2

    Add it to your agent

    Claude Code (all projects)

    mkdir -p ~/.claude/skills && unzip hourly-rate-time.zip -d ~/.claude/skills/

    Claude Code / Agent SDK (this project only)

    mkdir -p .claude/skills && unzip hourly-rate-time.zip -d .claude/skills/

    Claude apps (web/desktop): Settings → Capabilities → Skills → Upload skill, and choose the ZIP.

  3. 3

    Ask for the task

    No special command needed — the agent reads the skill's description and loads it when your request matches. Try one of the prompts above.

Get better results

  • Give the agent your actual numbers, such as income, expenses and task durations, so it can compute opportunity costs rather than only discuss them in principle.
  • Treat the hourly rate as a deliberately high benchmark and check it against your cash flow before outsourcing anything.
  • Pair it with a decision framework skill if you need more than a single time-value test for a choice.

What's inside

  • SKILL.md
  • test-prompts.json
  • test-results.md

Redistributed unmodified from kangarooking/cangjie-skill under the MIT licence. The assessment was drafted with AI from the skill's files on 2026-10-29. Skills can instruct your agent to run code — read SKILL.md and any scripts before installing.