Xero
Accounting · Paid
About
Cloud accounting software for small businesses with bank feeds, invoicing and the JAX AI assistant.
Key features
- Bank feeds and reconciliation
- Invoicing
- JAX AI assistant
- App marketplace
Best for
- — Small businesses in the UK, Australia and NZ
- — Large app ecosystem
- Pricing
- Paid
- Platforms
- Web, iOS, Android
- Works with
- Stripe, Shopify, Gusto
- Last checked
- 2026-10-29
- Status
- Listed, not yet tested
Our take
Clean and accountant-friendly. Lower tiers have tight limits on invoices and bills.
Features and pricing change often — confirm on xero.com before you commit.
Alternatives to Xero
| Tool | Type | Pricing | Best for |
|---|---|---|---|
| Xero (this) | Accounting | Paid | Small businesses in the UK, Australia and NZ |
| QuickBooks | Accounting | Paid | US small business accounting |
| Expensify | Spend & expenses | Freemium | Employee expense reports |
| Ramp | Spend & expenses | Freemium | US companies controlling spend |
| Brex | Spend & expenses | Freemium | Startups and global teams |
| Rippling | HR & payroll | Paid | Growing companies unifying HR and IT |
| Apollo.io | Sales | Freemium | Outbound prospecting |